Always-there-for-you pet insurance at affordable prices. Made by pet lovers for pet lovers.

Why choose Only Paws?

We care about your pet just as much as you do and we’re here every step of the way.

Regular Claim Updates

Our friendly team and clever technology work together to keep you informed and paid fast.

Optional Body Condition Score

Lower prices for healthy and responsible pet ownership.

Cat & Dog Specialists

We cover both cats and dogs, but we understand that cats have different needs.

Customer Champions

Our friendly UK based team are available whenever you need them.


If this happens to your pet...


Including cancer, arthritis, infections, heart disease, diabetes, allergies, skin conditions, vomiting, diarrhoea, seizures and others


Broken bones, sprains, injury and sickness as a result of unexpected events

We take care of...


X-rays, MRIs, CT scans, blood tests, urinalysis, ultrasounds...


Outpatient, hospitalisation, specialty, surgery...


Injections, tablets, drops...

Cover for Vet fees

Choose between our five different cover levels.

Cover is per condition each year, with an unlimited number of conditions.

All cover levels include up to:
£2m for legal claims involving your pet (dogs only)
£1000 if your pet passes away
£1000 if your pet is lost or stolen
£200 for advertising and reward

Optional boosters

Add any of our optional boosters to enhance your policy.

Health Booster

£500 for Take-Home Medication, Complementary and Behavioural treatment

Dental Booster

£1000 for Dental claims due to illness and not just accidents

Travel Booster

£1000 for vet emergencies in EU or holiday cancellation due to your pet

Emergency Booster

£1000 for pet walking or sitting when you are in hospital

"Booked a time to be called which they did on time. Spoke with Robin who could not have been more helpful… Would highly recommend. Excellent customer service!"


"…half the price of the renewal my previous provider was offering."


"I handle claims for a vet practice… I was impressed by how promptly she responded, and the level of care taken to keep both the client and the practice informed."



We only offer the most comprehensive type of policies typically referred to as 'Reinstatement' or 'Lifetime' policies. If your pet develops a long-term illness like diabetes, you can claim year after year for his treatment, provided you accept renewal terms and renew your policy annually without a break in cover.

Yes, we will offer cover for pre-existing conditions as long as the condition, any related condition, or bilateral condition does not show any signs or symptoms in any form in the last 24 months before the policy start date or within the waiting period. We can start covering some conditions again if they haven't needed – or been recommended to have – treatment from you or the vet in the last 24 months. If a vet says a condition does need treatment during this time, and you delay getting it, we won't cover that condition. We do not cover any pre-existing chronic conditions; for example, diabetes, arthritis and epilepsy.

  • Any accident, illness or condition which has happened or has signs or symptoms in the last 24 months before taking the policy out.
  • Unless your pet was insured by another insurer up to the start date of your policy, any claims for illness displaying signs or symptoms within 14 days or any accident or injury occurring within 5 days of the start date. Any cost exceeding the associated annual benefit limit.
  • Any out-of-hours costs unless waiting until normal surgery hours would either endanger your pet's life or make the condition life endangering. We will not cover any out-of-hours costs if you delay taking your pet to the vet during normal surgery hours as a result of your personal circumstances.
  • Cosmetic, elective, routine or preventative treatments, examinations, vaccinations, spaying, castration, breeding and other claims as a result of any of these procedures.
  • Any costs relating to pregnancy or giving birth.
  • Cost of any food or supplements.
  • Cost of any take-home medication, complementary treatments and corrective behavioural treatments unless this optional coverage is added.
  • Dental or gum treatment not caused by accident but by illness unless the optional coverage is added.
  • Any costs relating to root canal treatments.
  • Any public liability claim if the claimant is you, a person who lives with you, is a member of your family, is employed by you or given permission to handle your dog.
  • Any claim resulting from your pet passing on any disease, infection or virus to another animal or human including, but not limited to, Zoonotic Diseases.

For more information please refer to our Policy Wording and IPID.

Boosters are optional covers which you can select at an additional premium to enhance your cover.

Health Booster: Take-Home Medication Cover (pills and other medications to be administered outside the vet clinic), Complementary Treatment Cover and Corrective Behavioural Cover.

Dental Booster: Dental Cover related to illness.

Emergency Booster: Dog Walking Cover and Emergency Kennel/Cattery Cover.

Travel Booster: Holiday Cover and Holiday Cancellation Cover.

For more information please refer to our Policy Wording and IPID.